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MT200206HR |
$0.00 |
2009 |
Understanding how to reach out to a friend experiencing a financial crisis can help you assist them during their time of need. Knowing what resources are available can prepare you to help your friend. And being aware of signs of depression can alert you to a friend's need for professional help. 4 pages; black and white. |
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MT199807HR |
$0.00 |
2002 |
Individual retirement accounts (IRAs): IRAs, tax-advantaged retirement savings alternatives, have been available since 1974. This MontGuide explains Traditional IRAs (deductible and nondeductible) and Roth IRAs, and discusses who can contribute to an IRA, how to set one up, and how much can be contributed. It also explores the tax consequences of different IRAs at different income levels. 4 pages; black and white. |
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Inheriting an IRA: Planning Techniques for Primary Beneficiaries
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MT200310HR |
$0.00 |
2006 |
Inheriting an IRA: planning techniques for primary beneficiaries: When an IRA owner dies, the account balance is distributed to the owner's beneficiaries according to certain rules. In many cases, beneficiaries can use planning techniques (even after the owner's death) to minimize taxes on the IRA. 8 pages; black and white. |
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MT200311HR |
$0.00 |
2006 |
Inheriting an IRA: planning techniques for successor beneficiaries: When the owner of an IRA dies, the IRA account passes to his/her primary beneficiaries. When one or more of the primary beneficiaries dies, certain rules govern how successor beneficiaries inherit the IRA balance. 4 pages; black and white. |
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MT199801HR |
$0.00 |
2005 |
Investing in certificates: Saving certificates can offer higher interest rates than savings accounts. If you're willing to leave the certificate untouched for a specified period of time. This MontGuide will help you compare a range of saving certificates that are available from a variety of financial institutions. 8 pages; black and white. |
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MT199323HR |
$0.00 |
2007 |
Lending money to family members: This publication describes alternative and possible legal and emotional consequences to consider when a loan is made among family members. 4 pages; black and white. |
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MT198904HR |
$0.00 |
2005 |
Letter of last instructions: This publication explains information that should be included in a letter of last instructions to assist survivors after your death. 2 pages; black and white. |
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MT200510HR |
$0.00 |
2007 |
Life estate: a useful estate planning tool: If your estate-planning goals include allowing someone to possess your property during his/her lifetime before the estate passes on to another person or organization, then a life estate might be just the tool you need. 4 pages; black and white. |
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MT199211HR |
$0.00 |
2005 |
Life insurance: an estate planning tool: Explains when life insurance should be part of a family's estate plan. 4 pages; black and white. |
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MT199511HR |
$0.00 |
2008 |
Medicaid and long-term care costs: Outlines the legal and tax ramifications, as well as impact on emotional and physical health, of financing long-term care. 8 pages; black and white. |
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MT199817HR |
$0.00 |
2009 |
Montana medical care savings accounts: A Medical Care Savings Account (MSA) can provide a deduction from Montana state income tax. This MontGuide explains who is eligible, what expenses are allowed, and how to set up an MSA. 8 pages; black and white. |
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MT199202HR |
$0.00 |
2008 |
Montana rights of the terminally ill act: Describes how you (or someone selected by you) can choose to terminate your medical treatment, should you have an incurable and irreversible condition that would lead to death without treatment. 4 pages; black and white. |
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MT200602HR |
$0.00 |
2008 |
Montana's end-of-life registry: This MontGuide answers commonly asked questions about the Montana End-of- Life Registry. 4 pages; black and white. |
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MT199509HR |
$0.00 |
2008 |
Nonprobate transfers: Describes the various forms of ownership that allow the deceased's property to bypass probate and transfer directly to beneficiaries. Includes uniform single or multiple-part account form. 4 pages; black and white. |
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MT200102HR |
$0.00 |
2001 |
Payday loans- laws protecting Montana buyers: Payday loans are one way for consumers to get short-term loans for up to $300. However, they have very high annual percentage rates. This publication shows you how to calculate the final cost of the loan and includes the rights and responsibilities of the borrowers and lenders. 6 pages; black and white. |
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MT199001HR |
$0.00 |
2008 |
Power of attorney: This publication explains the details--and concerns--of power of attorney, the act of giving another person authority to act in your place. Includes Montana Statutory Form for power of attorney. 4 pages; black and white. |
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MT199006HR |
$0.00 |
2008 |
Probate in Montana: Probate is the administrative process of settling an estate whether a descendent died with or without a will. This MontGuide describes probate functions, types of estate administration, cost of probate and protections for surviving relatives. 4 pages; black and white. |
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MT198907HR |
$0.00 |
2007 |
Property ownership: estate planning: Describes the three main forms of property ownership, and provides real-life examples of estate settlement for each of them. 4 pages; black and white. |
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Record of Important Papers
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2C1241 |
$1.20 |
2000 |
When filled out, this publication will tell you the location of each of your important papers such as marriage and birth certificates, insurance policies, and investment records. |
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MT199118HR |
$0.00 |
2000 |
Remarried families: making financial decisions: This fact sheet includes financial discussion topics and successful strategies used by step- and blended families to resolve financial and emotional conflict. 4 pages; black and white. |
